Earnest (company)
Earnest is a technology-enabled fintech lender headquartered in San Francisco, California that offers education financing products, including student loan refinancing and private student loans. The company evaluates a person’s full education, employment, and financial profile, in addition to their credit score (also known as a FICO score) in order to obtain a complete financial profile of each applicant. This type of credit is referred to as "merit-based lending."
| Available in | English |
|---|---|
| Founded | September 2013 |
| Headquarters | San Francisco, California , U.S. |
| Created by | Louis Beryl Ben Hutchinson |
| Key people | David Green (CEO) Louis Beryl (Co-Founder & Former CEO) Ben Hutchinson (Co-Founder & Former COO) |
| Products | Student loan refinancing, In-school student loans |
| Parent | Navient Corp. |
| URL | www |
| Commercial | Yes |
| Launched | March 2014 |
| Current status | Active |
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