FICO
FICO (legal name: Fair Isaac Corporation), originally Fair, Isaac and Company, is a data analytics company based in Bozeman, Montana, focused on credit scoring services. It was founded by Bill Fair and Earl Isaac in 1956. Its FICO score, a measure of consumer credit risk, has become a fixture of consumer lending in the United States.
FICO's former headquarters in San Jose | |
Trade name | FICO |
|---|---|
| Company type | Public company |
Traded as |
|
| Industry | Computer |
| Founded | 1956 (as Fair, Isaac, and Company) |
| Headquarters | Bozeman, Montana, U.S. |
Area served | Worldwide |
Key people |
|
| Products | FICO Score |
| Services | Computer software |
| Revenue | US$1.295 billion (2020) |
| US$295.97 million (2020) | |
Net income | US$236.41 million (2020) |
| Total assets | US$1.606 billion (2020) |
| Total equity | US$331.08 million (2020) |
Number of employees | 3,305 (December 31, 2022) |
| Website | www |
In 2013, lenders purchased more than 10 billion FICO scores and about 30 million American consumers accessed their scores themselves. The company reported a revenue of $1.29 billion dollars for the fiscal year of 2020.
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