Jesinoski v. Countrywide Home Loans, Inc.
Jesinoski v. Countrywide Home Loans, Inc., 574 U.S. 259 (2015), was a United States Supreme Court case in which the Court held that the Truth in Lending Act does not require borrowers to file a lawsuit to rescind loans and that sending written notice is sufficient to effectuate rescission. Some commentators described Justice Antonin Scalia's unanimous majority opinion as "terse" and the "shortest opinion of the year". Other analysts have described Jesinoski as a "landmark case" in Truth in Lending Act jurisprudence.
| Jesinoski v. Countrywide Home Loans, Inc. | |
|---|---|
Supreme Court of the United States | |
| Argued November 4, 2014 Decided January 13, 2015 | |
| Full case name | Jesinoski et ux. v. Countrywide Home Loans, Inc., et al. |
| Docket no. | 13–684 |
| Citations | 574 U.S. 259 (more) 135 S. Ct. 790; 190 L. Ed. 2d 650 |
| Argument | Oral argument |
| Opinion announcement | Opinion announcement |
| Case history | |
| Prior | 729 F.3d 1092 (8th Cir. 2013) |
| Holding | |
| The Truth in Lending Act does not require borrowers to file a lawsuit to effectuate rescission | |
| Court membership | |
| |
| Case opinion | |
| Majority | Scalia, joined by unanimous |
| Laws applied | |
| Truth in Lending Act | |
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