Henson v. Santander Consumer USA Inc.
Henson v. Santander Consumer USA Inc., 582 U.S. ___ (2017), is a decision by the Supreme Court of the United States which held that a company is not a "debt collector" under the Fair Debt Collection Practices Act (FDCPA) if it purchased that debt and then attempts to collect from the debtor. It was Justice Neil Gorsuch's first written opinion since joining the Court in April 2017.
| Henson et al. v. Santander Consumer USA Inc. | |
|---|---|
Supreme Court of the United States | |
| Argued April 18, 2017 Decided June 12, 2017 | |
| Full case name | Ricky Henson, et al., petitioners v. Santander Consumer USA Inc. |
| Docket no. | 16-349 |
| Citations | 582 U.S. ___ (more) 137 S. Ct. 1718; 198 L. Ed. 2d 177 |
| Argument | Oral argument |
| Case history | |
| Prior | 817 F.3d 131 (4th Cir. 2016); cert. granted, 137 S. Ct. 810 (2017). |
| Holding | |
| A company may collect debts that it purchased for its own account without triggering the statutory definition of "debt collector." Fourth Circuit affirmed. | |
| Court membership | |
| |
| Case opinion | |
| Majority | Gorsuch, joined by unanimous |
| Laws applied | |
| Fair Debt Collection Practices Act | |
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