Farm Credit System
The Farm Credit System (FCS) in the United States is a nationwide network of borrower-owned lending institutions and specialized service organizations. The Farm Credit System provides more than $343 billion (as of 2021) in loans, leases, and related services to farmers, ranchers, rural homeowners, aquatic producers, timber harvesters, agribusinesses, and agricultural and rural utility cooperatives.
Congress established the Farm Credit System in 1916 to provide a reliable source of credit for farmers and ranchers. As of 2020, the Farm Credit System provides more than one-third, 44.4%, of the total market share of US farm business debt.
The Farm Credit System function is to provide a source of credit for American agriculture by making loans to qualified borrowers at competitive rates and providing insurance and related services.