European Banking Authority

European Banking Authority
	Logo until 2023
	; Tour Europlaza in La Défense near Paris, seat of the EBA since June 2019
Agency overview
Formed	1 January 2011
Preceding agency	Committee of European Banking Supervisors (CEBS);
Jurisdiction	European Union
Headquarters	La Défense; Paris, ; France
Employees	159 (2014)
Agency executives	José Manuel Campa, Chairperson; Francois-Louis Michaud, Executive Director;
Key document	Regulation (EU) No 1093/2010;
Website	eba.europa.eu
Map
	Paris European Banking Authority (European Union)

The European Banking Authority (EBA) is a regulatory agency of the European Union headquartered in La Défense, Île-de-France. Its activities include conducting stress tests on European banks to increase transparency in the European financial system and identifying weaknesses in banks' capital structures.

The EBA has the power to overrule national regulators if they fail to properly regulate their banks. The EBA is able to prevent regulatory arbitrage and should allow banks to compete fairly throughout the EU. The EBA will prevent a race to the bottom because banks established in jurisdictions with less regulation will no longer be at a competitive advantage compared to banks based in jurisdictions with more regulations as all banks will henceforth have to comply with the higher pan European standard.

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